Early in the New Year , the capital market wel com ed the bank ' s debt rep ay ment , which completed the first strong rep ay ment ! On February 6, Cheng du Bank ' s conver tible b onds were offici ally removed from the Shanghai Stock Exchange , making Cheng du Bank (1 6. 78 0, - 0. 0 7, - 0. 42%) the first bank in the Mid wes tern region to realize strong rep ay ment rep len ishment capital that can be convert ed into b onds , and the first bank to complete a strong rep ay ment conver sion in the past five years among banks that can be convert ed into b onds .
In the past few years , issu ing conver tible b onds to win stock conver sion has already become one of the important ways for listed banks to rep len ish core capital , but in the face of the sl ugg ish valu ation of limited bank shares , it is relativ ely difficult for bank conver sion to realize the overall conver sion . How does Cheng du Bank stand out among listed banks ?
According to the data , Cheng du Bank is one of the fast est - g row ing listed banks in recent years , since its list ing in 2018, in the seven years since the bank ' s total assets , depos its , lo ans and other major management indicat ors have increased by 18 1. 13%, 17 9. 6 3% and 38 6. 5 4% respectiv ely , the growth rate ran ks at the top among listed banks , and the stock price has been leading for many years . It became a commercial bank in listed cities that received the patron age of the organization .
Beh ind the high growth is the " time answer , " which for many years Cheng du Bank has tigh tened the pul se of regional development , activ ely incorpor ated its own development into the national strategy , and deep ly cultiv ated the high - quality development of regional economy .
On March 3, 20 2 2, the Bank of Cheng du issued 8 billion yuan of conver tible b onds , which received ent h usias tic response from investors in the issu ance market , and the shar ehol der allo cation ratio was 7 9. 11%, with 7 14 4. 29 times the onWhatsapp reser vation , and the onWhatsapp signat ure rate was 0. 0 13 99%, creating the optimal level of conver tible b onds issu ance of domestic listed banks .
On April 6, 202 2, " Ch eng yin Conver tible Bond " was trad ed on the Shanghai Stock Exchange , under the secur ities trading code " 11 30 5 5. "
Sub se qu ently , after three cash divid end ded uc tions , the conver sion price of the " Ch eng yin Conver tible Bond " was adjust ed to 12. 23 yuan / share in 202 4.
In September 202 4, the prosper ity of the A - share market has obvious ly increased , and the stock price of Cheng du Bank has also increased .
On December 17, the Bank of Cheng du announced that since November 7, the clos ing price of 15 trading days has not been less than 1.3 times the conver sion price of the current period of the " Ch eng du - Chin ese Conver sion , " which trig ger ed the cond itional red emp tion cla use of the " Ch eng du - Chin ese Conver sion . "
Within a month and a half after that , the Bank of Cheng du issued a present ative anno unc ement for 22 times to carry out the red emp tion and au ction of " Ch eng yin - trans fer red b onds . "
On February 6, 202 5, the " Ch eng yin Conver tible Bond " success fully realized the conver sion of strong red emp tion shares , becoming the first bank conver tible bond to complete the strong red emp tion in 202 5.
Look ing at the data , by the clos ing price of February 5, Cheng du Bank reported 16. 81 yuan / share , which exceeded the conver sion price of 12. 23 yuan / share by 37. 4 5%, while the conver sion price of the conver tible bond of the Nip pon Bank before the suspen sion of trading was 13 7. 44 9 yuan , up 26. 40% from the time of list ing .
In this strong red emp tion , the Bank of Cheng du finally completed the stock transfer of 7. 99 5 billion yuan , achieved a share transfer rate of 99. 94%, completed the debt sur plus of 8 billion yuan three years ago , and after the stock transfer , it will be used to rep len ish the core first - class capital in accordance with the requirements of super vision and administration .
Beh ind the strong red emp tion due to the success of the Bank of Cheng du ' s 8 billion conver tible corpor ate b onds , in addition to support ing the economic recovery , there is a close relationship with the excellent fundament als of the Bank of Cheng du , and in recent years , the high growth and high divid end character istics shown by the pe er have been bel oved by the capital market .
The business card of Ch ong qing Finance , which has hon ed its high growth , is that among the A - share listed banks , Cheng du Bank is not a bank that has achieved double - dig it growth in asset size and net profit in recent years .
At the beginning of 2018, Bank of Cheng du land ed on the capital market as the first listed bank in Si chuan Prov ince and the e igh th commercial bank in an A - share listed city in China , with sales of less than 10 billion yuan , net profit of less than 4 billion yuan , and asset size of less than 500 billion yuan at that time .
By the end of 202 2, the bank ' s total assets , depos its , lo ans and other key operating indicat ors will all double , equivalent to " re bu ilding " one Cheng du bank in five years .
At the end of June 202 3, the Bank of Cheng du entered the ran ks of national " tr illion - class " urban commercial banks at one stroke with an asset scale of another 102 8. 25 1 billion yuan , becoming the first urban commercial bank in the wes tern region with an asset scale exce eding tr illion yuan .
Among the top 10 listed urban commercial banks , as of 2017, Cheng du Bank ' s multiple management indicat ors rank ed at the top , retur ning to the parent ' s net profit growth rate in seven years , rank ing second only to Hang zhou Bank (1 4. 64 0, 0. 01 and 0. 0 7%).
Bank of Cheng du rank ed third in operating revenue growth , after Bank of Hang zhou and Bank of Ning bo (2 4. 73 0, - 0. 4 9, - 1. 94 percent).
No tab ly , ent ering 202 4, fac ed with a complex and changing economic environment and fier ce market competition , the Bank of Cheng du still mainta ined strong development r esili ence , and the total asset size exceeded 1. 22 tr illion yuan , an increase of 11. 9 5% from the beginning of the year .
Since 2017, the increase in asset size has rank ed second among the top 10 commercial banks in the city .
At the same time of mainta ining high growth , the asset quality of Cheng du Bank continues to be good , the non - per form ing generation ratio has been below 0. 2% for three consecu tive years , the non - per form ing loan ratio has dec lin ed for eight consecu tive years , as of the end of September 202 4, the non - per form ing loan ratio of the same bank is 0. 66%, down 0. 02 points from the beginning of the year , the best in history , mainta ining the top level of the industry , It is also one of the A - share listed banks with a non - per form ing rate of less than 0. 7% in the same year .
It is worth not ing that the divid end of the Bank of Cheng du is " gre at , " and the bank has activ ely respond ed to the policy call on improv ing shar ehol der retur ns , insist ing on increasing investor confidence with long - term investment value .
Since the list ing , the divid end of Cheng du Bank has been increasing year by year , and the divid end amount per share from 2018 to 2023 was 0. 35 yuan , 0. 42 yuan , 0. 46 yuan , 0. 63 yuan , 0. 7 67 93 yuan and 0. 89 68 yuan respectiv ely .
In addition , Cheng du Bank is the second A - share listed bank to list an annual cash divid end ratio of more than 30% in its articles of association .
Excell ent high - g row th fundament als have acc um ulated high divid end rates , making Bank of Cheng du one of the excellent urban commercial banks bel oved by institutions , and gradu ally becoming a bright financial business card of Cheng du - Ch ong qing area .
Economic Constru ction of the Com prehen sive Energy Sup ply Zone in the Deep - P lou gh ing Area Beh ind the Bank of Cheng du mainta ining high - spe ed growth and sus tain ed good asset quality , there is not only a huge opportunity due to the growth of the national strateg ic energy supply zone , but also the answer of the times for the Bank of Cheng du to continu ously dee pen reform , activ ely change the model , and merge into the hand over of the overall situation , deep - P lou gh ing Area .
On January 3, 202 5, the construction of the Cheng du - Ch ong qing Shu ang ch eng Economic Zone marked an important mi lest one of the fif th annivers ary .
" The west looks at Si chuan and Ch ong qing , the Japanese economy is the fourth pole . "
As the " Fo ur th Pole " of economic growth , which has high expect ations in addition to Beijing , Tian jin and He bei , the Yang t ze River Delta , Guang dong , Hong Kong and Maca o , Si chuan and Ch ong qing are working together to promote the improv ement of industrial energy levels , and joint ly build a new framework of opening up to the outside world of land and sea uni fication plan and bilater al mutu al assistance .
After the list ing in 2018, Cheng du Bank took " list ing enhan cement , regional development and compre hen sive management " as the internal driving engine of high - quality and stable development , constant ly prom oted the model change direction of " pre c ision , digita lization and large retail , " while taking root in Cheng du , activ ely dep lo yed the " one - two - w ings " structure of Si chuan and Guang dong , firm ly s que ez ing the regional economy divid end , It has constant ly consolid ated the strength s and advan tages of the " fir st station bank " in government financial services and the " fir st choice bank " in high - quality physical customers , and has become the main force of finance serving the development of local economy and society in the deep - cul tiv ated areas .
In the construction of the Cheng du - Ch ong qing Shu ang ch eng Economic Zone , the Bank of Cheng du activ ely practic ed the " th ree initiatives , " activ ely cooper ated with the competent depart ments of the industry , activ ely research ed and jud ged the economic and human istic found ations such as the character istics of the regional economy , industrial arrangement , and activ ely followed up the regional development strategy .
In the past five years , the Bank of Cheng du has provided credit investment support to enter prises in the Cheng du - Ch ong qing Shu ang ch eng Economic Zone in a total of more than 9 70 billion yuan .
In terms of the construction of a moderni zed metropo litan area , sh elf reform construction and urban organic rene wal , etc ., the Bank of Cheng du firm ly sho ul ders the responsibility of state - o wn ed enter prises , multiple projects realize the first single investment in the Cheng du area , attra ct more pe er - to - pe er resources , and st rive to put into the development of urban economy and society , and the Bank of Cheng du will put efforts into the " H appy and Beautiful Top Ten Proje cts . "D edic ated to improv ing the city ' s com mut ing efficiency and high - quality public services , it provides financial support for rail transit construction , TO D project construction , school construction and more .
As of the end of the third quarter of 202 4, the total loan scale of Cheng du Bank reached 72 1.1 billion yuan , of which public lo ans account ed for 8 1. 6% of the total loan balance .
The " new quality produc tive forces " to support the compre hen sive high - quality development of the future of the arrangement was first submitted in 202 3, written into the government work report in 202 4, which clearly indicat es the direction for the high - quality development of our country ' s economy , how to play the leading role of science and technology innovation , and make the " varia ble " of innovation " in cr ement " of high - quality development .
Support ing " new quality produc tive forces " by finance is one of the important tasks .
In order to build the pin na cle of the future business development strategy , the Bank of Cheng du has insist ed on improv ing sustainable plastic ity , and has successi vely established special financial specia lized bran ches with character istics such as science and technology bran ches , cultural innovation bran ches , green financial bran ches and new economy bran ches , activ ely seek ing a differenti ated , character ized and high - quality financial development path .
As early as 2009, the Bank of Cheng du began to dee pen the science and technology finance , r ely ing on the first science and technology branch established in the country , dee pen ing the four professional service models of " spe cia lized ag encies + professional teams + special credit + excl usive products , " to acc urat ely serve the market ent ities in the field of science and technology innovation .
As of the end of September 202 4, Cheng du ' s ban king business exceeded the " sm all gi ant " enter prises of Cheng du specia lized and new enter prises , the listed enter prises of Ke chu ang Board and the listed enter prises of Chu ang yang Board respectiv ely by 90%, 80% and 90%, and the balance of science and technology finance lo ans and the increase rank ing were all at the top of Si chuan financial institutions .
In her iting the sp lend id Tian fu culture of a thousand years , making Cheng du an attra ctive youth vita lity in the new era , and further making it a source driving force for industrial development , in 202 3, the growth value of Cheng du ' s cultural and creative industry for the first time exceeded 250 billion yuan , an increase of 13. 9% over the same period last year .
In 202 4, the growth value of Cheng du ' s creative arts industry is expected to exce ed 280 billion yuan .
The Bank of Cheng du established the South west Wen chu ang Bran ch in 2018 to continue to support the sound development of Cheng du ' s liter ary creation industry through " W en chu ang Tong " and other credit - related products and to support the construction of a world - f amo us cultural city .
As of the end of 202 4, the company has provided services to 450 liter ary enter prises through " W en chu ang tong , " with a cum ula tive support amount exce eding 4.3 billion yuan .
In addition , Cheng du Bank played its investment function , success fully land ed the copyright AB N on December 19, 20 2 4, and through struct ured design , supported the prosper ity of copyright assets of Wen chu ang enter prises , reali zing lower - cost direct lend ing .
The three - dim en sional , compre hen sive and open major transport ation road network and the high - quality , dynam ic and ef ficient business environment have acceler ated Cheng du ' s entry into an international consumption center city , reve aling huge consumption vita lity and tra ction .
In the face of Cheng du ' s th ri ving development and constant ly rega ining vita lity in the consumer market , the Bank of Cheng du has clari fied the transform ation of retail from 2019, constant ly r ely ing on the " Ch eng x ing loan canc ella tion " brand , continu ously launch ing a variety of loan canc ella tion products and prefer ential interest rate policies , providing financial support for citizens ' dec oration , car purchase , tour ism , education and so on , and further rev ita liz ing the consumer market .
A person in charge of the Bank of Cheng du said that in 202 5, the bank will continue to anch or the strateg ic vision of " hund red - year bank , first - class bank , " clos ely focus on important strateg ic arrangements , show greater responsibility , realize greater efforts , and provide financial support for the economic and social development of the whole city . "
Release date: 2024-05-22 12:19:17
